The indefatigable Mrs. Micah has hosted the 134^th Edition of the CoPF, which also has the singular distinction of being the 1^st CoPF for 2008. 

I tried but have failed to think of an introduction better than the words Mrs. M has crafted. I have to quote her here.

Quote

“There are two basic rules of to get ahead financially:Spend less.Earn more.The rest is details. And the details are very important. We have to figure out how, in our unique financial and life situations, we’re going to spend less and/or earn more. Personal finance blogging is part of that quest to figure it out.                                                                         Unquote 

Quite a bit of these details are given in the posts that make up this CoPF. Some of the posts that immediately grabbed my fancy are :- 

a)    The Clever Dude’s story on rehabilitating our finances. He compares this to his own current experiences rehabilitating from some back problems.  

 b)    Patrick of Cash Money Life puts forth a compelling argument that our greatest asset is actually an intangible. It’s our ability to generate income. Let’s not overlook this.

c)     Almost an entire reference library on the good, the bad and the ugly of credit cards. The contributors being:   

- Funny about Money’s “Are credit cards good for you?”, 

- My Dollar Plan’s no less than 25 reasons to love credit cards, 

 - Debt Free Revolution’s plea for us to know that credit card companies separate us from our money,  

- Being Frugal’s dire warning that credit card companies want to eat us alive,  (Incidentally, Being Frugal has just decided to shred, pound, cut up and otherwise mutilate her credit card….check out the complete details with pictures and all.) 

- Finance and Fat’s self reminder on why another credit card is not wanted. 

Me vs Debt has some of the good of CCs, with important caveats. 

The Amateurist Finance Journey tackles another credit card dilemma. 

And two other posts that I think should merit mentions. Brip Blap’s suggestions on how to talk to a teenager about personal finance. As the father of 5 children, this is the type of advise I search for. 

The Honest Dollar has written a nice piece in defense of PF bloggers. To the some of us who read the PF blogs and come away with an opinion that the PF Bloggers have no life, other than counting the pennies and worrying ourselves sick about retirement, this is a must-read. 

At this rate, I might end up repeating Mrs. M. Though there are a number of other posts that I’ll be reading and taking notes from, I’ll stop here for now. 

Please take some time and hop over to the Carnival. The time will be well spent!

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